Description
LANDE is an EU-regulated crowdfunding platform that connects farmers with individual and institutional investors. It addresses limited access to credit by enabling farmers to secure financing for inputs, equipment, or land using harvests and property as collateral. The platform publishes loan terms and project details online, allowing investors to choose opportunities by risk and return.
Technology
LANDE operates through a secure cloud-based web platform, enabling online registration, project submission, and loan agreement management. Integrated payment systems allow for direct fund transfers between investors and farmers. Loan opportunities, terms, and repayment updates are accessible to users via the web-based platform.
Target
LANDE serves farmers in Latvia, Lithuania, Romania, and Poland, with a strong focus on small and medium-sized farms that often lack access to traditional bank credit. It also engages retail and institutional investors seeking alternative opportunities in agriculture.
Business model
LANDE generates revenue by charging service fees to farmers on loans facilitated through the platform.
Impact
LANDE aims to increase access to affordable finance for small and medium-sized farms in Latvia, Lithuania, Romania and Poland through a digital crowdfunding platform. The initiative could improve rural livelihoods, support investment in agricultural production, and strengthen financial inclusion in rural areas. According to the company’s website, the platform has facilitated approximately EUR 39.8 million in funded loans across 1 592 projects, attracting nearly 8 800 investors.
Four Betters
Better life
