Description
Ziraat Bank is offering agricultural loans through both their physical and Internet branches, including those for mechanization, crop production, animal husbandry and general aquaculture. Ziraat Bank also offers an optional Life Insurance product to loan customers, provided by Türkiye Hayat ve Emeklilik A.Ş. The multiple channels through which customers can apply for loans add to the convenience, including Ziraat Bank branches, the official website, Ziraat Mobile, the Internet Branch or even the Call Centre. Customers can thus choose the most convenient approach for them when applying for a loan.
Technology
The website can be accessed from anywhere in the world from a browser. The mobile app is in Turkish, and operates on both iOS and Android devices, downloadable from the Google Play and Apple App Stores.
Target
The main users of the loan services are Turkish citizens seeking loans for land or personal purposes, including farmers, cooperatives or agri-food processors.
Business model
There is no fee applied to loan applications, and low interest rates are available. Flexible repayment structures are available for up to 36 months for loans up to TL 50 000 (USD 1730); 24 months for loans of between TL 50 001 and TL 100 000 (USD 1730.03 and USD 3460), and 12 months for loans over TL 100 001 (USD 3460.03). Loans may require personal and/or financial collateral.
Four Betters
Better life
