Lendahand

Crowdfunding loans for small businesses

DescriptionOverview of the initiative and its approach.

Lendahand is a Netherlands-based crowdfunding platform that connects investors in Europe with entrepreneurs in emerging markets. It addresses financing gaps for smallholder farmers, rural enterprises, and clean energy initiatives by mobilizing affordable capital.

TechnologyTechnology used by the initiative.

  • Cloud
  • Desktop/web-based application
  • E-payment

Borrowers apply online for financing, undergo due diligence and credit assessments by local financial partners, and access approved loans. Investors can fund vetted projects, transfer capital through integrated e-payment systems, and receive repayments.

TargetUsers, groups, or communities targeted by the initiative.

  • Smallholder farmers

Lendahand supports SMEs, cooperatives, and MFIs in multiple emerging markets, many of which serve smallholder farmers and rural households.

Business modelHow the initiative delivers and sustains its value.

  • Fee for service

Lendahand generates revenue by retaining a service fee from borrower interest payments, shared with local partners. The platform is free to join for investors, who can participate with small contributions. This model sustains operations while linking financial returns with measurable social and environmental impact.

ImpactThe observed or intended effects of the initiative.

The initiative aims to close financing gaps for SMEs, cooperatives, and microfinance institutions in emerging markets by mobilizing small-scale investments from European retail lenders. As of July 2025, the platform had facilitated around EUR 216 million in investments across 3 357 projects, creating over 13 000 jobs and expanding access to renewable energy. Approximately 35percent of the supported enterprises are women-owned, contributing to gender-inclusive economic growth.

PartnersOrganizations and stakeholders involved in the initiative.

Triodos Investment Management; Agents for Impact; Vodiy Taraqqiyot Kredit; Atradius DSB; Carabus; ABN AMRO Sustainable Impact Fund; INCO Ventures; ACTED

Four BettersThe FAO Four Betters supported by the initiative.

  • Better life

Sustainable Development GoalsSustainable Development Goals associated with the initiative.

  • SDG 1: No poverty
  • SDG 5: Gender equality
  • SDG 7: Affordable and clean energy
  • SDG 8: Decent work and economic growth
  • SDG 9: Industry, innovation, and infrastructure
  • SDG 10: Reduced inequalities
  • SDG 13: Climate action
For detailed description of each attribute and parameter, check the AgriTech Observatory Taxonomy >

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