Description
MiiMOSA is a European crowdfunding platform that facilitates access to finance for farmers, agri-food processors and rural entrepreneurs. By providing both donation-based and loan-based financing, the platform addresses challenges related to limited access to credit, supports innovation in production, and contributes to the resilience of rural communities.
Technology
MiiMOSA operates as a secure, cloud-based web platform where project initiators can create online fundraising campaigns. It integrates e-payment systems to collect and transfer funds between contributors and project owners. The user interface provides search, filtering, and communication features to connect supporters with projects.
Target
MiiMOSA serves agricultural producers and rural entrepreneurs, particularly small and medium-sized farms seeking to invest in equipment, infrastructure, or sustainable production practices. According to the company’s website, since its launch, the platform has supported 7 500 projects financed by their 500 000 members
Business model
MiiMOSA earns revenue through service fees charged to project owners as a percentage of funds raised. For loan-based financing, interest is charged to borrowers, with rates depending on the project profile. Institutional partnerships can provide co-financing options.
Impact
MiiMOSA aims to improve access to finance for agricultural and rural development projects. According to the company’s public statements, it has financed thousands of projects since 2015, mobilizing tens of millions of euros from individual and institutional contributors. The platform aims to support rural livelihoods, stimulate investment in sustainable production, and strengthen ties between producers and consumers.
Partners
Carrefour; Danone; D’aucy; Groupama; Nestlé; L’Oréal; Airbnb; European Investment Fund
Four Betters
Better life
